Doha Bank
Country Compliance Officer & MLRO (AML/CFT, Sanctions, Banking)
- Permanent
- Dubai, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 12/03/2026
Job overview
Date posted
26/01/2026
Location
Dubai, United Arab Emirates
Salary
AED 30,000 - 40,000 per month
Compensation
Comprehensive package
Job description
The Country Compliance Officer & MLRO is responsible for managing and overseeing field inspection activities of UAE branches to ensure full compliance with regulatory guidelines, applicable laws, and internal policies and procedures within a banking environment. The role ensures compliance adherence through planning, execution, review, and timely submission of inspection reports, highlighting compliance issues and violations in line with yearly inspection plans. The incumbent is accountable for the effective administration of the Bank’s Anti Money Laundering (AML), Countering Financing of Terrorism (CFT), and Sanctions framework using available systems and tools in accordance with parameters and guidelines set by regulatory agencies and applicable laws. The position involves leading AML/CFT and Sanctions activities across UAE, guiding and directing teams in AML/CFT/Sanctions examinations and reviews, coordinating with the Head of AML/CFT Unit, and maintaining strong relationships with regulators such as CBUAE and FIU. The role also encompasses ensuring compliance operational activities align with Doha Bank policies, internal controls, and Norkom/Detica Process Management Procedures, evaluating the effectiveness of systems and controls, investigating alerts and cases through platforms such as Norkom/Netreveal, ECC, Citrix, CTL, and Netterm-Core Banking, and identifying and reporting suspicious transactions while maintaining complete records, all within the regulatory and governance framework of the banking and financial services industry in the UAE.
Required skills
Key responsibilities
- Manage and oversee field inspection activities of UAE branches to ensure adherence to regulatory guidelines, applicable laws, and internal policies and procedures
- Ensure timely preparation, review, and submission of inspection and compliance reports highlighting compliance issues and violations in line with yearly inspection plans
- Ensure effective administration of AML, CFT, and Sanctions activities using available systems and tools in accordance with regulatory guidelines and applicable laws
- Guide and direct teams in AML/CFT and Sanctions examinations and reviews of assigned areas and lead AML/CFT and Sanctions activities in UAE
- Implement and oversee Compliance and AML/CFT/Sanctions plans in coordination with the Head of AML/CFT Unit
- Monitor and update on regulatory requirements and changes issued by CBUAE and other regulatory bodies and international best practices related to Compliance and AML/CFT
- Develop, update, and coordinate policies, procedures, presentations, staff trainings, and e-learnings for Compliance and AML/CFT/Sanctions for UAE branches
- Maintain robust working relationships with internal and external stakeholders including CBUAE, FIU, and other regulators
- Ensure adherence to Doha Bank policies, procedures, internal controls, and Norkom/Detica Process Management Procedures in compliance operations
- Formulate yearly inspection plans and programs in coordination with Head Office reporting authorities for submission to Audit, Compliance, and Risk Committees
- Evaluate the adequacy and effectiveness of systems, policies, and internal controls to mitigate compliance, regulatory, and AML/CFT risks
- Review, analyze, and investigate Norkom/Netreveal alerts and cases considering customer profiles, detection scenario logic, and transaction thresholds
- Identify and report suspicious transactions to FIU with proper record keeping and maintain records of investigated cases not filed as STRs
- Prioritize and manage alerts and cases based on ageing and alert risk scores
- Review customer transactions across systems including Norkom/Netreveal, ECC, Citrix, CTL, and Netterm-Core Banking
- Handle AML, WLM, CDD, and ODD alerts during the absence of the Compliance Officer
Experience & skills
- Hold a university degree in Business, Banking, Finance, Economics, or a related discipline
- Possess a Master’s degree in Management or a related discipline as an added advantage
- Have 8–12 years of experience in the financial services or banking industry with responsibilities in the relevant discipline
- Demonstrate prior experience in Compliance, Regulatory, AML, and CFT functions at a supervisory level
- Have experience managing small teams
- Possess local UAE banking or regulatory experience