
Mashreq
Personal Banker (Injaz - RBG - Loan DST - Retail Banking Group)
- Permanent
- Dubai, United Arab Emirates
- Experience 0 - 2 yrs
- Urgent
Job expiry date: 13/12/2025
Job overview
Date posted
29/10/2025
Location
Dubai, United Arab Emirates
Salary
Undisclosed
Compensation
Comprehensive package
Experience
0 - 2 yrs
Seniority
Experienced
Qualification
Bachelors degree
Expiration date
13/12/2025
Job description
The Personal Banker (Injaz - RBG - Loan DST) within the Retail Banking Group is responsible for driving sales of the full range of personal banking products to potential retail prospects while maintaining strong relationships with existing clients. The role requires achieving monthly sales targets, prospecting targeted customer segments through structured phone calls and face-to-face visits, and presenting and selling personal banking products and services in an ethical and professional manner. Additional duties include conducting micro-marketing activities such as kiosk setups and direct marketing campaigns, handling objections to facilitate product sales or payroll transfers, and ensuring end-to-end turnaround time (TAT) compliance for all customer applications with strict adherence to quality and regulatory standards. The position mandates adherence to the bankās policies concerning product compliance, customer KYC, FATCA, AML/CTF, and third-party channel interactions. The Personal Banker must maintain updated records of all sales activities in Daily Sales Reports and CRM systems, participate actively in team huddles, training sessions, compliance and fraud prevention programs, and uphold the highest levels of ethics, integrity, and governance by escalating any breaches to senior management as necessary.
Required skills
Key responsibilities
- Achieve monthly personal banking sales targets in line with financial year goals
- Prospect targeted customer segments through phone calls and face-to-face visits
- Present and sell all personal banking products and services to potential customers in an ethical and structured manner
- Conduct micro-marketing activities including kiosks and other direct marketing campaigns
- Handle customer objections effectively to secure product sales or payroll transfers
- Ensure end-to-end customer turnaround times (TAT) are met for all submitted applications with quality adherence to guidelines
- Maintain strict compliance with the bankās policies related to product delivery, customer KYC, FATCA, AML/CTF, and third-party channels
- Record all sales activities in Daily Sales Reports and update CRM for leads and contacts
- Participate in team activities such as morning huddles, training sessions, coaching, and mandatory compliance programs
- Uphold high ethical standards and integrity, escalating any suspected or actual breaches to Senior Management or Governance
Experience & skills
- Ability to understand customersā individual financial needs and recommend appropriate banking products
- Strong interpersonal and communication skills for client relationship management
- Knowledge of personal banking products and retail sales processes
- Understanding of compliance frameworks including KYC, FATCA, AML, and CTF requirements
- Proficiency in CRM systems and reporting tools for tracking leads and performance
- Commitment to teamwork, ethics, and adherence to organizational policies
- Sales-driven mindset with focus on achieving monthly financial targets