
Abu Dhabi Islamic Bank
Senior Credit Control Officer
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 27/10/2026
Job overview
Date posted
12/09/2026
Location
Abu Dhabi, United Arab Emirates
Salary
AED 20,000 - 30,000 per month
Compensation
Comprehensive package
Experience
5 - 10 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
27/10/2026
Job description
Credit Risk Policy, CCD SOPs and applicable legal and Sharia guidelines frame how documentation gets handled in this Senior Credit Control Officer role in Abu Dhabi. You bring sound knowledge of Islamic financing structures, Facility Agreements and associated collateral and security documentation, preparing and reviewing these in both English and Arabic against approved legal and Sharia-compliant templates. Facility and Security documents get prepared accurately against approved terms and conditions, with every approval stipulation incorporated in full. Executed finance and security documents undergo thorough review and validation, confirming execution by duly authorized signatories in line with valid constitutional documents. Registration and perfection of securities and collaterals happens on time with the relevant authorities, safeguarding the Bank's interests by keeping documentation enforceable under UAE laws and regulations. Ongoing maintenance covers facility limits, review and expiry dates, collateral records and risk grades, including movable asset registration through EIRC and accurate tracker follow-up. You verify that credit approvals sit strictly within the approved Delegation of Lending Authority, and that required legal opinions get obtained and signatures validated appropriately. Reviewing documents executed by offshore entities or outside the UAE calls for sound judgment too, keeping every step compliant with applicable legal, regulatory and jurisdictional requirements.
Required skills
Key responsibilities
- Ensure all credit approvals are obtained strictly in line with the approved Delegation of Lending Authority
- Prepare Facility Letters, Facility Agreements and Security/Collateral documents bilingually in English and Arabic using approved legal and Sharia templates
- Conduct detailed review and vetting of executed Facility Agreements and Security/Collateral documents against Credit Risk Policies and CCD SOPs
- Verify that documents are duly executed by authorized signatories and that required legal opinions are obtained and signatures validated
- Register collaterals in a timely manner in line with applicable laws, jurisdictions, credit policies and CCD SOPs
- Review and vet documents executed by offshore entities or outside the UAE for compliance with legal and jurisdictional requirements
- Maintain and update facility limits, collateral details, EIRC registrations and risk grades in line with approved terms
- Adhere strictly to CCD-approved SLAs to ensure efficient, controlled and timely processing
- Support managers and team members in completing deliverables within prescribed turnaround times
- Contribute to strengthening controls, process automation and the implementation of process improvements
- Build professional relationships with stakeholders across business, credit, risk, legal and Sharia functions
Experience & skills
- Hold a thorough understanding of Credit Risk Policies, CCD/credit administration functions and facility structures
- Demonstrate a thorough understanding of Islamic banking asset and liability products
- Show good understanding of technological issues with sound analytical ability and PC skills
- Communicate effectively in both English and Arabic
- Work independently with minimal supervision
- Carry 7-10 years of banking experience, including 3+ years in credit documentation and operations