First Abu Dhabi Bank
AVP and Lead, Credit Control
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 28/11/2026
Job overview
Date posted
14/10/2026
Location
Abu Dhabi, United Arab Emirates
Salary
Undisclosed
Compensation
Comprehensive package
Experience
5 - 10 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
28/11/2026
Job description
Credit limits for FAB's corporate obligors, across UAE branches, international branches and representative offices, pass through the Credit Control unit at One FAB Tower in Abu Dhabi. This AVP and Lead role supervises the team that encodes and controls those limits day to day. System authorization covers limit encoding and activation, Facility Offer Letters (FOL), Project Payment Certificate (PPC) discounting, Share Valuation Reports (SVR), suspension of interest, write-offs, fixed deposit lien releases and more. Monthly reviews of credit limits in GLCMS and checks on interest rate application (ADI/ACI/GDI/GCI) keep the books accurate. Liability and No Liability Certificates also need your sign-off. Control is the other half of the job, from SOPs, SLAs and Process Notes to the annual RCSA, Business Continuity Plan and Business Impact Analysis. Targets are strict, with zero loss, no critical audit findings and at least 95% adherence to TAT. Team leadership runs alongside all of this, including task allocation, leave planning, on-the-job training and regular performance feedback. Expect to bring at least 6 years in the banking sector with progressively increasing managerial responsibility in the credit facility function.
Required skills
Key responsibilities
- Supervise day-to-day tasks, business requirements and housekeeping in line with regulatory and performance standards
- Authorize system encoding of credit limits, limit activation, FOLs, PPC discounting and settlements, SVRs, availment tickets, interest suspension, write-offs, charges and fixed deposit lien releases
- Approve Internal Memos (IOM) and customer grade changes
- Allocate daily tasks by monitoring email and workflow submission channels
- Sign off Liability and No Liability Certificates
- Validate corporate obligor details for UAE and international branches in line with local regulations
- Review credit limits in GLCMS monthly and check the accuracy of interest rate application (ADI/ACI/GDI/GCI)
- Resolve internal customer queries, exceptions and escalations promptly
- Track new UAE Central Bank regulations and Corporate Credit guidelines
- Plan team leave, back-up cover and the distribution of tasks
- Train staff on the job and run knowledge sharing sessions
- Give timely, objective performance feedback and recognition
- Deputize for the Unit Head and take on special projects from HO-CCU and Sanctions, HCAD or Senior Management
- Develop SOPs, SLAs, Process Notes and related control tools
- Measure TAT against agreed SLAs and update Management on unit productivity
- Complete the annual RCSA and related operational risk control assurance testing
- Maintain the unit's Business Continuity Plan and conduct Business Impact Analysis
- Report Key Risk Indicators and operational near miss or loss incidents on time
- Prepare and analyse reports for HO-CCU and Sanctions, HO-CAD and Senior Management
- Introduce process improvements that raise efficiency and reduce BAU risk
Experience & skills
- Hold a bachelor's degree or related discipline
- Bring at least 6 years in the banking sector with progressively increasing managerial responsibility in the credit facility function
- Understand credit limit control, facility documentation and related system authorizations
- Apply working knowledge of UAE Central Bank regulations and the bank's Delegation of Authority
- Show experience with RCSA, business continuity planning and operational risk controls
- Lead and develop a team to meet strict TAT, quality and audit targets
- Maintain excellent housekeeping and audit standards with no policy breaches