Key responsibilities

• Develop, implement, and maintain a robust enterprise risk management framework, ensuring alignment with local UAE regulations (including the Central Bank of the UAE - CBUAE) and industry best practices.
• Stay up to date with regulatory requirements and guidelines impacting fintechs in the UAE, ensuring compliance with all risk-related mandates.
• Oversee credit risk policies, fraud detection frameworks, and mitigation strategies to minimize losses while supporting business growth.
• Identify, assess, and mitigate risks across technology, product, operations, liquidity, and other key business areas.
• Utilize analytics and risk modeling to monitor key risk indicators, trends, and mitigation strategies, ensuring data-driven risk management practices.
• Lead incident response efforts, ensuring timely resolution of risk-related issues and continuous process improvements.
• Work closely with product, engineering, compliance, finance, and operations teams to embed risk-conscious decision-making across the organization.
• Prepare and present risk reports to senior management and board committees, outlining key risk metrics, emerging threats, and strategic recommendations.
• Coordinate internal and external audits, regulatory inspections, and risk assessments, supporting compliance initiatives with relevant authorities.
• Promote a strong risk culture within the organization through employee training, workshops, and awareness programs.
• Continuously enhance risk management frameworks using advanced risk assessment tools, automation, and best practices.