Job description

The Analyst, Fraud Risk role at Standard Chartered is a core position within the bank’s retail risk management framework, responsible for end-to-end monitoring, investigation, and management of fraud risks across the retail client portfolio. The role supports proactive fraud prevention, detection, deterrence, mitigation, and recovery strategies, ensuring strict adherence to internal policies, governance standards, and regulatory requirements. The position involves conducting forensic analysis of transactional data and customer records, identifying anomalous behavior linked to known fraud typologies, and monitoring emerging fraud trends using data analytics and reporting tools. The role collaborates closely with governance, compliance, client journey teams, product, frontend operations, and risk management units to embed robust fraud controls aligned with the bank’s overall risk appetite. Responsibilities include leading fraud investigations, coordinating with law enforcement and legal authorities to support recovery and prosecution efforts, producing detailed fraud risk reports, and driving continuous improvement initiatives through system enhancements, automation, and process optimization. The role plays a critical part in minimizing financial losses, safeguarding the bank’s reputation, and strengthening fraud management systems through data-driven insights and industry best practices.