Emirates NBD
Assistant Manager, Credit MIS and Analytics
- Permanent
- Dubai, United Arab Emirates
- Experience 2 - 5 yrs
Job expiry date: 13/11/2026
Job overview
Date posted
29/09/2026
Location
Dubai, United Arab Emirates
Salary
AED 20,000 - 30,000 per month
Compensation
Comprehensive package
Experience
2 - 5 yrs
Seniority
Experienced
Qualification
Bachelors degree
Expiration date
13/11/2026
Job description
Group Retail Risk sets Credit Policy for Emirates NBD's Retail Lending, covering Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdraft and SME. Within that unit, a team of Analysts, Statisticians and Database Managers builds the MIS, dashboards and analytics pack for every product, and this Assistant Manager position, open to UAE Nationals, sits inside it. Monthly risk dashboards and MIS decks for the Retail portfolio are a regular output, with delinquencies and losses tracked against Budget numbers and any portfolio deterioration investigated closely. Loss forecast models, including for Micro SME, draw on volume budgets from product teams and need validating against actuals. Each month you will run the segmentation models for credit and collections and publish results in line with the signed off segmentation document. Other recurring work includes retention base generation for Personal Loans, CLI and LOC base generation, and analysis of profitable Credit Card segments. Data integrity matters throughout, from cross-checking source systems to preparing data for regulatory submissions under bank policy and MAS/EU regulations. Automation of repetitive reporting tasks is encouraged wherever tools and scripts allow. Candidates bring 3 to 5 years of experience, SAS and other statistical tools, and knowledge of retail asset banking products.
Required skills
Key responsibilities
- Prepare monthly risk dashboards, MIS decks and portfolio updates for the Emirates NBD Retail portfolio
- Investigate any portfolio deterioration in detail
- Track delinquencies and losses against Budget numbers
- Assist in building loss forecast models for portfolios including Micro SME, using product team volume budgets and policy factors
- Validate loss forecast models and monitor actuals against plan
- Execute monthly segmentation models for credit and collections in line with the signed off segmentation document
- Publish segmentation outputs to stakeholders on time
- Generate retention bases for Personal Loans and CLI and LOC bases on agreed timelines
- Analyse profitable segments within Credit Cards
- Compile daily, weekly and monthly credit MIS reports using approved templates and data sources
- Coordinate with business units to resolve data anomalies and escalate unresolved data quality issues
- Extract and prepare datasets for ad hoc analysis requests from risk and collections teams
- Respond to stakeholder queries on data definitions, sources and interpretations
- Document procedures for recurring analytics tasks
- Adhere to internal controls, data privacy rules and MAS/EU regulations when preparing regulatory data
- Support periodic audits with data extracts and process documentation
- Automate repetitive reporting tasks using available tools and scripts
- Test outputs when new data tools or upgrades are implemented
Experience & skills
- Qualify as a UAE National
- Hold a Bachelor's degree in Finance, Statistics, Business, Information Systems or a related field
- Bring 3 to 5 years of relevant experience
- Use SAS and other statistical tools confidently
- Understand retail asset banking products such as Personal Loans, Auto Loans, Credit Cards and Mortgages
- Apply strong analytical skills to portfolio and risk data
- Communicate findings clearly to risk, collections and business stakeholders
- Pursue certifications in data analytics or risk management (preferred)