
Emirates NBD
Head of Liv Governance
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 10 - 15 yrs
- Urgent
Job expiry date: 28/11/2025
Job overview
Date posted
14/10/2025
Location
Abu Dhabi, United Arab Emirates
Salary
AED 40,000 - 50,000 per month
Compensation
Comprehensive package + relocation
Experience
10 - 15 yrs
Seniority
Director
Qualification
Bachelors degree
Expiration date
28/11/2025
Job description
The Head of Liv Governance at Emirates NBD supports the Group Head of Retail Banking and Wealth Management (RBWM) Governance to maintain the properness of Liv, the lifestyle digital bank, ensuring it operates within legal and ethical boundaries while delivering best-in-class service to a digital clientele. The role aligns Livâs business and support teams to the overall RBWM governance framework; oversees client due diligence processes including AML and KYC procedures; provides regular governance reporting to senior management; identifies, assesses, and mitigates digital and regulatory risks associated with Liv; coordinates internal and external audits to ensure efficient execution and timely remediation of findings; maintains regulatory and legal awareness with a focus on rules impacting digital banking; reviews and updates Liv policies and procedures in close coordination with Group Compliance, GOPS, and Group Risk to ensure agreement with industry regulations and best practices; manages a governance team covering multiple control disciplines; and supports RBWM management in promoting ethical standards and conduct. The position requires a graduate background with strong understanding of local regulations and current developments, a minimum of 13+ yearsâ professional banking experience with exposure to Digital Banking, Operations, and Compliance, at least 6â7 years in Digital Banking Governance/Compliance management, familiarity with the full range of banking products and services, desirable qualifications such as ACAMS, deep knowledge of policy, procedures, standards, and local/international regulations including legislation for the prevention of money laundering, and the demonstrated ability to lead the unit.
Required skills
Key responsibilities
- Oversee client due diligence for Liv, ensuring robust AML and KYC procedures and controls
- Provide regular governance reports to senior management covering risks, issues, actions, and control effectiveness
- Identify, assess, and mitigate digital and regulatory risks associated with Livâs operations and products
- Coordinate internal and external audits end-to-end and ensure findings are addressed appropriately and on time
- Stay current on banking laws and regulations with emphasis on digital banking and translate changes into updated controls
- Align Liv governance practices with RBWM frameworks and the unique needs of the digital banking environment
- Review and update Liv policies and procedures with Group Compliance, GOPS, and Group Risk to reflect regulations and best practices
- Lead and develop a governance team responsible for key control areas across Liv
- Support RBWM management in promoting ethical standards and a culture of integrity across Liv
- Ensure timely risk issue identification, remediation planning, and closure tracking for Liv governance matters
Experience & skills
- Graduate with understanding of business, local regulations, and current developments
- A minimum of 13+ yearsâ professional experience in banking with experience in Digital Banking, Operations, and Compliance
- At least 6â7 years in a Digital Banking Governance/Compliance management role
- Conversant with the full range of banking products and services
- Desirable qualifications from an internationally recognized body (e.g., ACAMS)
- Strong knowledge of policies, procedures, standards, local and international regulations, and anti-money laundering legislation
- Proven ability to lead a unit, manage stakeholders, and deliver governance outcomes in a digital banking context