Key responsibilities

• Evaluate credit proposals submitted by Wholesale Banking business units and submit recommendations to management
• Assess credit risk and suggest mitigating measures where possible
• Maintain good quality across the allocated Corporate Credit portfolio
• Ensure lending proposals comply with policies and UAE Central Bank regulations
• Monitor border line accounts such as OLEM or Substandard closely to prevent them turning non performing
• Advise business units on managing difficult accounts and track their progress
• Recommend provisioning for weaker accounts within the allocated portfolio
• Track exception reports, excesses, past dues and utilisation against the allocated portfolio
• Guide relationship teams and management on strategies to maximise returns
• Analyse requests for documentation or standard term changes, liaising with Legal, CRAD and other stakeholders
• Review credit applications for alignment with internal risk policies and regulatory requirements
• Validate supporting financial documents and credit information for accuracy and completeness
• Escalate inconsistencies or potential red flags in borrower profiles
• Document credit assessment findings clearly to support transparent decision-making
• Apply established credit risk controls to minimise operational errors during loan processing
• Verify that credit files meet regulatory documentation standards prior to approval
• Input and update credit risk data in core banking and risk management platforms with precision
• Support data quality initiatives through periodic data cleansing exercises