e& Enterprise
Director, Payments Products
- Permanent
- Dubai, United Arab Emirates
- Experience 10 - 15 yrs
- Urgent
Job expiry date: 12/10/2026
Job overview
Date posted
28/08/2026
Location
Dubai, United Arab Emirates
Salary
AED 60,000 - 100,000 per month
Compensation
Comprehensive package + relocation
Job description
In this role you will define and execute the unified product vision, portfolio strategy, and market positioning for e& money's payments products and offerings. You will drive growth by delivering innovative, scalable, and compliant financial products, leading the international expansion of the product portfolio and ensuring successful localization, regulatory alignment, and competitive differentiation across all e& operating companies and global markets. You will support the end-to-end product strategy across e& money consumer and merchant offerings, ensuring alignment with group-level priorities, and execute the strategy of the Group Fintech Center of Excellence from a payments product perspective. You are responsible for leading product-aligned squads across App, CVM, Payments, and Embedded Finance to deliver modular, scalable, and high-performing products, championing a fintech-as-a-service product model by developing APIs, SDKs, and embedded capabilities. Your responsibilities include leading the international rollout of e& money products, partnering with OpCo leadership to adapt product design, pricing, and go-to-market strategies for local competitiveness. You will define and track KPIs such as app downloads, active users, transaction volumes, revenue, and EBITDA, and continuously refine product-market fit using user research and analytics. In this role you will serve as a product advisor to senior leadership teams, build strategic partnerships with financial institutions and technology providers, and lead and mentor a high-performance, multi-country product organization with teams across Egypt, Pakistan, UAE, and other markets.
Required skills
Key responsibilities
- Support the end-to-end product strategy across e& money consumer and merchant offerings, ensuring alignment with group-level priorities and growth objectives
- Execute the strategy of the Group Fintech Center of Excellence from a payments product perspective
- Create fintech opportunities such as embedded finance, cross-border payments, and open API marketplaces into viable, scalable product solutions
- Lead product-aligned squads across App, CVM, Payments, and Embedded Finance to deliver modular, scalable, high-performing products
- Champion a fintech-as-a-service product model by developing APIs, SDKs, and embedded capabilities
- Execute monetization strategies through product bundling, platform reuse, and speed-to-market execution
- Lead the international rollout of e& money products, ensuring they meet regulatory, cultural, and customer needs of each market
- Partner with OpCo leadership to adapt product design, pricing, and go-to-market strategies for local competitiveness
- Identify and launch new product verticals tailored to high-growth international markets
- Establish a global-to-local product governance model to maintain innovation speed while ensuring compliance
- Define and track KPIs such as app downloads, active users, transaction volumes, revenue, EBITDA, and merchant/agent performance
- Continuously refine product-market fit using user research, behavioral analytics, and Voice of Customer insights
- Conduct market and competitive intelligence to inform roadmap prioritization and product positioning
- Serve as a product advisor to senior leadership teams across e& money, Finco, and OpCos
- Build and maintain strategic partnerships with financial institutions, technology providers, and ecosystem players
- Represent the product organization internally and externally, promoting innovation and customer value
- Partner with the Head of Experience to deliver seamless, conversion-optimized user journeys
- Embed customer-centric design principles into all product development cycles
- Lead and mentor a high-performance, multi-country product organization with teams in Egypt, Pakistan, UAE, and other markets
Experience & skills
- Hold a bachelor's degree in Computer Science, Business Management, or a related field, providing the technical and business grounding needed to lead a fintech product organization spanning both engineering and commercial disciplines
- Bring 12 or more years of financial product development or leadership experience in fintech, financial services, banks, or tech domains, reflecting the executive-level seniority expected of a Director role overseeing multi-country product operations
- Have 8 to 10 years of experience specifically in Consumer & Business Fintech products, showing sustained, focused expertise within the payments and fintech space rather than broader general product management
- Demonstrate a proven track record in launching and scaling fintech products across multiple domains such as cards, wallets, lending, insurance, and B2B, reflecting the breadth of product areas this role is expected to oversee
- Show experience leading international product expansion, since the role's core mandate involves successful localization and regulatory alignment of products across multiple operating companies and global markets
- Demonstrate familiarity with embedded finance, cross-border payments, and open API marketplace models, given the role's responsibility for identifying and converting these fintech opportunities into scalable product solutions
- Show experience building or scaling a fintech-as-a-service model, including APIs, SDKs, and embedded capabilities for internal and external partners
- Demonstrate the ability to define and track performance metrics such as app downloads, active users, transaction volumes, revenue, and EBITDA, reflecting the role's strong performance management component
- Show experience partnering with senior leadership and cross-functional stakeholders, since the role requires acting as a product advisor to e& money, Finco, and OpCo leadership teams
- Demonstrate proven people leadership experience managing multi-country teams, given the role's direct responsibility for leading and mentoring product organizations across Egypt, Pakistan, UAE, and other markets
- Show experience building strategic partnerships with financial institutions, technology providers, and ecosystem players to accelerate product adoption and growth