First Abu Dhabi Bank
VP - Personal Lending Products
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 10 - 15 yrs
Report job as expired
Job expiry date: 05/07/2025
Job overview
Date posted
21/05/2025
Location
Abu Dhabi, United Arab Emirates
Salary
AED 60,000 - 100,000 per month
Experience
10 - 15 yrs
Seniority
VP/Executive
Qualification
Bachelors degree
Expiration date
05/07/2025
Job description
The Vice President of Personal Lending Products at First Abu Dhabi Bank is responsible for developing and enhancing the personal loans product to ensure a seamless customer experience. This includes identifying acquisition opportunities and sustainable portfolio growth, tracking key performance indicators, improving propositions and processes, and implementing segment-specific acquisition strategies. The role demands cross-functional collaboration, continuous benchmarking, and a strategic approach to digital transformation and product innovation.
Required skills
product management
portfolio management
personal lending
consumer banking
digital onboarding
customer segmentation
campaign management
financial analysis
process improvement
credit policy
loan acquisition strategy
customer retention
NIM monitoring
competitor benchmarking
mobile banking services
internal stakeholder engagement
Key responsibilities
- Continuous product development aligned with market trends
- Build innovative loan products in line with global best practices
- Benchmark competitor offerings and adopt best practices
- Engage with distribution, credit, and operations teams to enhance policies and processes
- Monitor portfolio KPIs including ENR, NIM, COR, GII, FTP, etc.
- Align campaigns with customer focus and product profitability
- Improve acquisition and retention strategies
- Deliver product campaigns based on annual calendars and business growth initiatives
- Partner with consumer banking teams and Customer Experience to improve processes
- Drive digital onboarding and customer engagement initiatives
- Oversee customer communications and ensure clear value propositions
Experience & skills
- Bachelorās degree in Finance, Accounting, Business Administration or related discipline
- Masterās degree in related field preferred
- Minimum of 10 years of experience in finance or consumer banking products
- At least 7 years in a similar product management role
