Tabby
Portfolio Lead: B2C Financial Services
- Permanent
- Dubai, United Arab Emirates
- Experience 5 - 10 yrs
- Urgent
Job expiry date: 26/09/2025
Job overview
Date posted
12/08/2025
Location
Dubai, United Arab Emirates
Salary
AED 30,000 - 40,000 per month
Compensation
Comprehensive package + relocation
Experience
5 - 10 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
26/09/2025
Job description
Tabby is seeking a Portfolio Manager to lead its Cross-Border Remittances and E-Money Wallet portfolios across the GCC region. The role involves overseeing operations, driving profitability, ensuring regulatory compliance, and fostering strategic partnerships. The position requires hands-on expertise in remittances, exposure to wallet operations, and a deep understanding of the GCC financial services landscape.
Required skills
cross-border remittances
e-money wallets
P&L management
regulatory compliance
financial operations
partner management
commercial negotiations
treasury management
FX risk mitigation
transaction processing
portfolio management
pricing strategy
licensing
KYC
payment gateways
financial reporting
cost optimization
remittance operations
Key responsibilities
- Manage end-to-end processing of remittance transactions, including validation, currency conversion, and settlement via MTO rails.
- Liaise with banking partners and liquidity providers to maintain adequate funds for remittances.
- Perform reconciliations with MTO rails and resolve discrepancies or failed transactions within SLAs.
- Track FX rates and partner with treasury to mitigate FX losses in remittances.
- Oversee accounting workflows and generate partner-level reports for remittances.
- Collaborate with support teams to resolve transaction inquiries, disputes, and issues promptly.
- Own key remittance KPIs and implement enhancements for efficiency.
- Supervise comprehensive e-money wallet operations, including onboarding, funding, balance management, and transaction processing.
- Ensure wallet liquidity and secure real-time transfers with payment gateways and custodian banks.
- Analyze wallet usage, fees, and interchange rates to optimize costs and improve retention.
- Ensure timely reporting to banks, schemes, and regulators.
- Manage partnerships with MTOs, banks, and financial partners for remittances.
- Negotiate agreements with new remittance rail providers to optimize corridors.
- Own partnerships with custodian banks and vendors for wallet offerings.
- Oversee portfolio health, focusing on revenue growth, cost optimization, and ECL monitoring.
- Contribute to pricing and fee structures for competitive offerings.
- Manage P&L for remittances and wallets, including cost and revenue lines and net performance.
- Prepare monthly SteerCo updates with detailed P&L and strategy reports.
- Lead compliance for remittances and wallets, obtaining licenses and approvals in target markets.
- Partner with legal, compliance, and product teams for regulatory submissions and mandate implementation.
Experience & skills
- Proven experience (4-6 years) in cross-border remittances is mandatory.
- Experience managing e-money wallet portfolios, consumer financing, or similar fintech products in the GCC.
- Strong understanding of financial operations, P&L management, and regulatory landscapes in payments and remittances.
- Excellent analytical skills with ability to monitor KPIs, optimize processes, and drive profitability.
- Demonstrated success in partner management and commercial negotiations.
- Bachelor's degree in Finance, Business, or related field.
- Advanced certifications in compliance or fintech are a plus.
- Exceptional communication and collaboration skills to work across teams.
