Commercial Bank of Dubai
Manager, SME Due Diligence
- Permanent
- Dubai, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 24/04/2026
Job overview
Date posted
11/03/2026
Location
Dubai, United Arab Emirates
Salary
AED 30,000 - 40,000 per month
Compensation
Comprehensive package
Experience
5 - 10 yrs
Seniority
Manager
Qualification
Bachelors degree
Expiration date
24/04/2026
Job description
The Manager, SME Due Diligence role within the Financial Crime and MLRO function in Dubai operates in the banking and financial services sector and is responsible for overseeing due diligence processes related to small and medium enterprise (SME) customers within a financial crime risk management framework. The position focuses on anti-money laundering (AML), enhanced due diligence (EDD), and regulatory compliance activities designed to identify, assess, and mitigate financial crime risks associated with SME clients. The role requires significant exposure to AML compliance frameworks, enhanced due diligence (EDD) investigations, customer due diligence (KYC), and sanctions compliance procedures within banking or financial services institutions. The position supports financial crime compliance programs by ensuring robust due diligence and AML controls for SME clients, particularly those classified as high-risk customers. The manager is responsible for supervising teams that conduct SME due diligence, AML investigations, and risk assessment activities while ensuring adherence to regulatory compliance standards and internal AML compliance policies. The role involves handling complex high-risk customer cases, implementing financial crime risk management controls, and supporting regulatory governance requirements. Professional certifications in AML or compliance such as CAMS or ICA are considered advantageous for supporting expertise in anti-money laundering compliance and financial crime investigations within the SME banking segment.
Required skills
Key responsibilities
- Oversee and manage the end-to-end SME due diligence process within the Financial Crime and MLRO framework, ensuring all anti-money laundering (AML), enhanced due diligence (EDD), and regulatory compliance requirements are implemented effectively across SME customer onboarding and ongoing monitoring activities within the banking and financial services environment
- Conduct and supervise detailed enhanced due diligence (EDD) investigations and customer due diligence (KYC) reviews for SME clients, particularly those classified as high-risk customers, ensuring proper risk assessment, documentation, and adherence to AML compliance frameworks and financial crime compliance standards
- Investigate complex financial crime cases involving SME clients by analyzing transaction activity, customer profiles, and risk indicators while applying AML investigations, sanctions compliance procedures, and financial crime risk management methodologies to identify potential money laundering risks
- Lead, manage, and supervise teams responsible for SME due diligence, AML investigations, and financial crime risk assessment activities, ensuring proper implementation of AML compliance procedures, enhanced due diligence controls, and regulatory compliance requirements across operational workflows
- Ensure adherence to financial crime compliance frameworks, AML compliance policies, regulatory compliance standards, and sanctions compliance requirements by establishing governance processes and maintaining consistent implementation of risk management procedures within SME due diligence operations
- Manage complex high-risk customer case handling by reviewing escalations related to SME clients, evaluating financial crime risk exposure, and determining appropriate AML investigations, enhanced due diligence measures, and risk mitigation strategies
- Coordinate with internal financial crime, compliance, and risk management functions within the Financial Crime and MLRO framework to ensure consistent implementation of AML, EDD, and SME due diligence standards while maintaining alignment with regulatory compliance expectations
- Monitor SME customer risk profiles and conduct ongoing financial crime risk assessment activities, ensuring that high-risk customer cases are appropriately escalated, documented, and reviewed in accordance with AML compliance and regulatory compliance policies
Experience & skills
- Obtain a Bachelor’s Degree from a recognized university as the minimum educational requirement, preferably in fields relevant to banking, financial services, compliance, or financial crime risk management
- Possess professional certifications in AML or compliance such as CAMS or ICA which demonstrate formal training and expertise in anti-money laundering, financial crime compliance, and regulatory compliance practices within the financial services industry
- Demonstrate 7–9 years of professional experience in banking or financial services with significant exposure to enhanced due diligence (EDD), anti-money laundering (AML), financial crime investigations, and compliance functions within regulated financial institutions
- Demonstrate strong knowledge of AML compliance frameworks, financial crime risk management practices, and regulatory compliance standards applicable to customer due diligence (KYC), sanctions compliance, and enhanced due diligence procedures
- Demonstrate proven experience managing operational teams responsible for SME due diligence, AML investigations, financial crime compliance reviews, and high-risk customer case management within banking or financial services environments
- Possess experience in handling and investigating complex high-risk customer cases involving SME clients, including the application of enhanced due diligence (EDD) methodologies and financial crime risk assessment procedures
- Maintain familiarity with financial crime compliance programs, AML governance frameworks, and regulatory expectations related to SME banking relationships and financial crime prevention within regulated financial institutions
- Demonstrate practical experience applying AML investigations, enhanced due diligence (EDD) processes, and financial crime risk management techniques to support regulatory compliance and mitigate exposure to money laundering risks