Job description

Turnaround time and portfolio quality in Emirates NBD's Business Banking SME book depend on credit proposals that are thorough and on time, and this Assistant Relationship Manager role in Dubai prepares them. Open to UAE Nationals only, it supports Relationship Managers across a growing SME portfolio. Each proposal covers business, financial, economic and industry risk, with the strengths and weaknesses of the facility package spelled out clearly. Financial statement analysis and regular performance reports on designated companies help shape credit decisions. After approval, you follow up with clients and Credit Administration on security documents, collateral and conditions precedent until facilities are booked. Renewals and enhancements are prepared early so limits never expire unattended. Queries with the Risk Department and presentations to the Lending Approval Committee are part of the cycle, along with coordinating Treasury, Trade Finance, Legal and Credit on customer issues. Expect to bring 5 to 7 or more years in banking, SME, corporate banking or credit analysis, including 2 in credit support, and a bachelor's degree in Business, Finance or a related field.