Lean Technologies
Product Manager â Credit & Underwriting
- Permanent
- Dubai, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 14/12/2025
Job overview
Date posted
30/10/2025
Location
Dubai, United Arab Emirates
Salary
Undisclosed
Compensation
Comprehensive package
Experience
5 - 10 yrs
Seniority
Manager
Qualification
Bachelors degree
Expiration date
14/12/2025
Job description
Lean Technologies is seeking a Product Manager â Credit & Underwriting to lead its efforts in building the foundational underwriting layer for the GCC. This role is pivotal in transforming Open Banking data into structured, standardised, and explainable credit attributes that enable lenders to make data-driven underwriting decisions. The Product Manager will define how financial data becomes âcredit-readyâ, bridging the gap between raw transaction feeds and lendersâ risk engines. This is an infrastructure-first role focused on shaping data models, governance, and product standards that underpin the next generation of credit decisioning across the MENA region.
Required skills
Key responsibilities
- Own the strategy, roadmap, and execution for Leanâs Credit & Underwriting infrastructure layer
- Define and govern financial attributes used in credit decisions (income, liabilities, affordability, etc.)
- Collaborate with data science, engineering, and client risk teams to transform raw bank data into underwriting-grade intelligence
- Design and implement frameworks for data explainability, traceability, and auditability aligned with SAMA/CBUAE regulations
- Develop APIs to expose credit-relevant insights to lenders and fintech partners in an accessible format
- Establish governance processes for version control, consistency, and interoperability across client integrations
- Partner with embedded lenders, BNPLs, and financial institutions to validate and refine data accuracy and relevance
- Translate regulatory, compliance, and risk requirements into technical product specifications
- Measure adoption, data quality, and lender satisfaction as key success metrics
- Continuously improve the reliability, scalability, and compliance readiness of the underwriting data layer
Experience & skills
- Proven experience as a Product Manager in data, fintech, or lending infrastructure products
- Strong understanding of credit underwriting, cashflow lending, or alternative credit models
- Experience shipping platform or intelligence products consumed by external teams or APIs
- Technical fluency in working with data, APIs, and engineering teams to deliver scalable systems
- Ability to balance abstraction, standardisation, and usability in complex data environments
- Excellent stakeholder management skills, particularly across risk, data, and compliance functions
- Understanding of Open Banking and regulatory frameworks within GCC markets (SAMA, CBUAE)
- Demonstrated ability to translate ambiguous business needs into clear product requirements
- Experience working in regulated financial product environments or emerging markets preferred
- Strong communication and documentation skills to drive cross-functional alignment
