Zurich
Senior Underwriter - Life Business
- Permanent
- Dubai, United Arab Emirates
- Experience 2 - 5 yrs
Job expiry date: 19/04/2026
Job overview
Date posted
05/03/2026
Location
Dubai, United Arab Emirates
Salary
Undisclosed
Compensation
Comprehensive package
Experience
2 - 5 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
19/04/2026
Job description
The Senior Underwriter - Life Business at Zurich Life Middle East is accountable for managing underwriting assignments of moderate to high complexity within delegated authority. This role serves as a technical expert providing guidance to customers and distributors, evaluating exposures, analyzing risk, and ensuring decisions align with Zurich’s standards. The role emphasizes process excellence, relationship management, continuous improvement, and supporting product and process development. It requires expertise in automated underwriting systems, data analysis, and regulatory compliance, while contributing to team training, capability building, and enhancement of underwriting practices. The Senior Underwriter plays a key role in premium accuracy, risk management, and maintaining exceptional customer service within Dubai’s life insurance market.
Required skills
Key responsibilities
- Provide guidance and technical support to customers and distributors, ensuring underwriting decisions are clear, accurate, and well-explained
- Evaluate exposures and analyze risk in individual cases within agreed authority limits
- Collaborate with distributors and operational teams to achieve business objectives following defined processes and guidelines
- Maintain strong relationships with internal and external distributors, requesting appropriate evidence and communicating rating decisions transparently
- Contribute to the enhancement of underwriting standards, controls, practices, and procedures
- Support the development of new or improved insurance propositions, procedures, and philosophies
- Apply knowledge of automated underwriting systems to simplify workflows and enhance precision
- Identify training opportunities for self and colleagues and assist in mentoring to build underwriting capability
Experience & skills
- Bachelor’s degree in Business, Finance, Insurance, or related field; Master’s degree or ACII/CPCU certification preferred
- Several years’ proven experience in underwriting, preferably in a senior or technical capacity
- Strong knowledge of underwriting guidelines, risk assessment, and exposure analysis
- Advanced understanding of insurance products, medical terminology, and applicable regulatory or legal requirements
- Practical experience with automated underwriting systems and digital platforms
- Excellent analytical, problem-solving, and decision-making skills
- Skilled in data analysis, performance metrics interpretation, and emerging trend identification
- Strong verbal and written communication skills with customer-centric focus
- Experience in mentoring or guiding colleagues and contributing to team development
- Eligibility to work in the UAE and commitment to Zurich’s ethical standards and values