Job description

The Product Manager – Account Services leads the development, commercialization, and governance of an institutional liability and cash management portfolio forming the foundation of the bank’s funding strategy and transactional banking growth. The role covers CASA, Wakala, Escrow, and Cash Management solutions and directly drives liquidity strength, cost efficiency, fee income, and foreign exchange revenue. Operating cross-functionally across Corporate Banking Group (CBG) and Large Banking Group (LBG) segments, the role grows deposits, optimizes funding mix, and expands transactional engagement through Sharia-compliant, digitally enabled, and commercially competitive solutions. The position acts as a strategic enabler translating institutional client needs into profitable, compliant, and technology-driven Islamic transaction banking solutions while maintaining Sharia and regulatory alignment through PPGs, SOPs, governance discipline, and stakeholder coordination across Treasury, Risk, Legal, Compliance, Operations, IT, and Sharia teams. The role also drives client experience improvements by optimizing onboarding turnaround time, streamlining workflows, launching targeted growth campaigns, and monitoring service KPIs, product profitability, spreads, margins, and performance dashboards across UAE and GCC markets.