The Cigna Group
Risk & Underwriting Senior Analyst
- Permanent
- Dubai, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 30/09/2025
Job overview
Date posted
16/08/2025
Location
Dubai, United Arab Emirates
Salary
AED 20,000 - 30,000 per month
Compensation
Salary only
Experience
5 - 10 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
30/09/2025
Job description
Cigna Insurance Middle East is seeking a Lead Underwriter focused on Large Corporate Accounts to join its Dubai team. The role involves collaborating with commercial teams to ensure profitable portfolio growth across the Middle East. The successful candidate will handle new business quotes, renewals of existing clients, and contribute to strategic initiatives, ensuring compliance with underwriting guidelines while managing risk and profitability.
Required skills
health insurance underwriting
risk assessment
pricing benefits
portfolio management
Microsoft Excel
data analysis
SQL
MS Access
Tableau
Power BI
analytical review
workflow improvement
financial modeling
Key responsibilities
- Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
- Conduct analytical reviews to identify and understand trends, risks and experience to successfully manage portfolio.
- Build effective relationships with sales and client management partners to win and retain business.
- Support the broader underwriting team to balance the workload.
- Identify possible areas of improvement in the Large Corporate underwriting workflow.
- Collaborate with underwriters in the other offices on regional opportunities.
- Manage portfolio of accounts by balancing profitability and revenue.
- Provide concise, clear and decisive instructions on risk exposure.
Experience & skills
- At least 6 years of experience in health insurance underwriting, with at least 2 years of experience in the Middle East.
- Good knowledge of the Middle East health insurance market.
- Bachelor’s degree in finance, mathematics, engineering, actuarial science or similar.
- Strong proficiency in Microsoft Excel.
- Experience with database or data visualization tools such as MS Access, SQL, Tableau or Power BI will be an advantage.
- Be self-motivated and results driven.
- Good communication skills and strong attention to detail.
- Excellent verbal and written English.
- Ability to manage multiple stakeholders and balance conflicting priorities.
- Ability to work independently, take ownership of own tasks and manage time effectively.
