Job description

Branches and DSUs across ADIB rely on this Credit Analyst to review and process proposed finance applications quickly and within approved policies. You examine credit applications for completeness and timeliness, noting exceptions for correction while preparing error free credit documentation. De-dupes get applied with care, agreed TAT gets observed, and compliance policies stay paired with a satisfactory Risk Rating throughout. Bank statements get analyzed for genuineness, continuity, business turnover, cheque returns and average balances, watching closely for any sign of artificial fabrication. Applicants' financial statements get analyzed too, with findings commented on where required. Customer status gets checked through de-dupes and CBRB, and daily targets get met while keeping error levels low against the scorecard. Cases requiring higher DP get escalated with full analysis and recommendations to support decision making. Up to date knowledge of ADIB's products, policies and procedures stays current at all times, and system changes or enhancements get proactively suggested to keep procedures aligned with organizational compliance. Constructive comments and feedback flow back to branches and DSUs as internal customers, supporting the business toward its monthly budget and quality portfolio targets.