
Abu Dhabi Commercial Bank (ADCB)
Analyst, Lending and Financing
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 2 - 5 yrs
Job expiry date: 12/11/2026
Job overview
Date posted
28/09/2026
Location
Abu Dhabi, United Arab Emirates
Salary
AED 20,000 - 30,000 per month
Compensation
Comprehensive package
Experience
2 - 5 yrs
Seniority
Experienced
Qualification
Bachelors degree
Expiration date
12/11/2026
Job description
ADCB's Corporate & Investment Banking Group lends to government entities, financial institutions and large corporates across the UAE and MENA, and this Analyst in the Lending and Financing team helps assess those credits. The position is open to UAE Nationals on a three-year fixed-term contract in Abu Dhabi. Credit assessments are prepared jointly with the Relationship Manager and Lending Services Senior Manager. Quality assessment notes highlight structure, market, business, financial and contingency risks, along with mitigations, covenants and terms. Portfolios are monitored against the agreed risk infrastructure, and approving authorities hear from you when key risk indicators shift. Presentations and reports for the Lending Specialist Customer Service function are also part of the work. Close contact with the Policy Assessment Business team helps make sure customer needs are properly understood. Expect to bring at least 4 years of business banking experience in a credit risk role covering financial statement analysis, forecasting, facility structuring and pricing, and a Bachelor's degree in Business, Accounting or Finance.
Required skills
Key responsibilities
- Prepare credit assessments jointly with the Relationship Manager and Lending Services Senior Manager
- Produce presentations and reports for the Lending Specialist Customer Service function
- Monitor portfolios for compliance with the agreed risk infrastructure
- Write quality assessment notes highlighting structure, market, business, financial and contingency risks
- Incorporate suitable mitigations, covenants and terms and conditions into credit proposals
- Update approving authorities on changes in risk profile based on key financial, market and transactional indicators
- Flag potential issues and areas of non-compliance that require internal action
- Maintain a close working relationship with the Policy Assessment Business team to understand and meet customer needs
Experience & skills
- Hold UAE nationality
- Possess a Bachelor's degree in Business, Accounting or Finance
- Bring at least 4 years of business banking experience in a credit risk-related position
- Demonstrate strong financial statement analysis and forecasting skills
- Apply risk assessment, credit facility structuring and pricing expertise
- Use Excel, Word and MS Office effectively
- Communicate clearly in written and spoken English