Job description

The Commercial Banking Associate at Citi in Dubai, United Arab Emirates, is responsible for supporting Senior Relationship Managers in servicing banking and financing needs of international Mid-Market clients while strengthening existing relationships and acquiring new commercial banking clients. The role operates within Citi Commercial Bank, providing clients access to global banking network capabilities, industry knowledge, and financial solutions across multiple sectors. The position involves managing assigned client portfolios, supporting client onboarding, and monitoring product implementation processes while using Customer Relationship Management (CRM) platforms and Microsoft applications. The Associate collaborates with Senior Relationship Managers to analyze client relationships, risks, and opportunities, and supports credit application write-ups, financial spreading, deal structuring, returns calculation, and documentation review and preparation. The role also includes administering credit relationships, ensuring adherence to policies, institutional processes, and compliance requirements. Responsibilities include understanding and supporting commercial banking solutions such as Transactional Banking, Foreign Exchange (FX), Trade Finance, Treasury, Working Capital, and Lending products. The role further involves preparing pitch books, supporting client meetings, assisting in new client acquisition, and working with internal stakeholders across Commercial Banking teams. The Associate is required to assess risks, ensure regulatory compliance, and safeguard Citigroup’s reputation and assets while following applicable laws, policies, and ethical standards. The position requires experience in commercial or corporate banking, client relationship management, credit analysis, CRM platforms, and strong analytical capabilities.