Bank ABC
Senior Credit Underwriter, Corporate Credit
- Permanent
- Manama, Bahrain
- Experience 10 - 15 yrs
Job expiry date: 28/11/2026
Job overview
Date posted
14/10/2026
Location
Manama, Bahrain
Salary
Undisclosed
Compensation
Comprehensive package
Experience
10 - 15 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
28/11/2026
Job description
Reporting to the Group Chief Credit Officer, this Senior Credit Underwriter sits in Bank ABC's Head Office Credit Department in Bahrain. The job is to keep the Corporate Credit portfolio sound, independently assessing new business and periodic reviews of existing clients against the Group's Risk Appetite Statement and Group Credit Policy. Each assessment ends in a clear, timely recommendation to the relevant credit committee, with key risks and mitigants set out. Proposals must reach the GCC within the prescribed timeframe, and outstanding documentation on the Out of Order report has to be addressed in the CAF. Country coverage is part of the role, with travel for portfolio reviews when the Group Head of CCU requires it. Sector reports, policy interpretation support and work on CRG transformation projects add to the mix. Analysis spans corporate balance sheets as well as banks, looking at capital, asset quality, profitability and liquidity. Expect to bring at least 10 years of experience, ideally with an international bank, plus strong financial statement analysis and knowledge of vanilla credit product risks and legal documentation.
Required skills
Key responsibilities
- Control the quality of loans and other risk assets within the Corporate Credit portfolio on an independent, ongoing basis
- Evaluate the credit risk of new business and periodic reviews of existing clients against risk appetite, policies and procedures
- Recommend decisions clearly and on time to the appropriate credit committee, highlighting key risks and available mitigants
- Submit credit proposals within the prescribed timeframe for GCC submission
- Establish clear procedures for the underwriting process
- Address documentation outstanding on the Out of Order report within the CAF, with reasons and risk mitigation
- Track economic and credit developments in the countries you cover
- Visit covered countries for portfolio reviews when required by the Group Head of CCU
- Ensure adherence to the Group Risk Appetite Statement, Group Credit Policy, Standards and procedures
- Provide guidance on interpreting the Group Credit Policy and its related Standards and Procedures
- Conduct regular portfolio reviews of corporate obligors
- Escalate key risk issues affecting the credit portfolio
- Deliver sector reports for individual countries and contribute to wider multi-jurisdiction reports
- Assist with day-to-day business and CRG transformation projects
- Complete at least one external training course each year alongside internal seminars
Experience & skills
- Hold a bachelor's degree, with an MSc, MBA or professional qualification preferred
- Bring at least 10 years of experience, preferably with an international bank and some international mobility
- Apply accounting principles and financial statement analysis with strong credit analytical skills
- Understand vanilla credit product risks and key aspects of legal documentation
- Analyse corporate and bank balance sheets, including bank capital, asset quality, profitability and liquidity
- Know the Bank, Corporate and FI markets and their credit products
- Contribute to the development of credit and risk management policies, standards and procedures