Key responsibilities

• Prepare, review, and recommend credit proposals and renewals for large corporate clients in compliance with FAB’s credit policies and regulatory standards
• Conduct thorough financial analysis and due diligence to assess borrower risk, capital structure, and repayment capacity
• Collaborate with Relationship Managers to ensure timely submission of credit applications and annual reviews
• Monitor client accounts to ensure adherence to facility terms, covenants, and approval conditions
• Identify early warning signals and coordinate corrective action plans to mitigate credit risk exposure
• Maintain and monitor portfolio performance, producing regular reports and risk reviews for management oversight
• Ensure credit turnaround times meet defined SLAs and maintain process efficiency across the credit approval workflow
• Review exception reports, portfolio summaries, and client developments to recommend appropriate changes in risk appetite or classification
• Maintain data accuracy in internal systems and reports used by management and regulatory stakeholders
• Participate in client meetings and site visits to validate business performance, collateral adequacy, and compliance with approved credit structures
• Support continuous improvement of credit policies, rating methodologies, and control frameworks to align with best practices and market developments