Abu Dhabi Islamic Bank
Senior Credit Documentation Officer
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 5 - 10 yrs
Job expiry date: 13/11/2026
Job overview
Date posted
29/09/2026
Location
Abu Dhabi, United Arab Emirates
Salary
Undisclosed
Compensation
Comprehensive package
Experience
5 - 10 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
13/11/2026
Job description
Before any limit goes live at ADIB, it passes through this desk, which acts as the last filter in the limit approval process. Each exposure is checked against its approvals, the Credit Policy, Product Manuals and department SOPs, as well as documentation standards for security and facility agreements. Nothing is released until conditions precedent are met and securities, insurance assignments and source documents are in place, or a waiver or deferral is on record. Under the Team Leader's supervision, you will prepare and review FOL, Agreements and Security documents. Systems need timely updates on risk rating, expiry dates and collateral details. Exceptions get logged once approved, overdue items go to business and Risk Managers each month, and customer exposure details are reported to the Central Bank. Safe custody of credit and security documentation also falls to you, along with backup duty for the security chubb keys. Business partners expect limits handled within SLA turnaround times. Most candidates bring 7 to 10 years of banking experience, 3+ of them in credit documentation and operations, and a thorough understanding of Islamic Credit Products.
Required skills
Key responsibilities
- Ensure all Credit Approval terms and conditions precedent are met and securities obtained before releasing limits, or that a waiver or deferral is on record
- Prepare and review FOL, Agreements and Security documents for compliance with legal standards, credit policies and approvals
- Update systems promptly with risk rating, expiry dates and collateral details
- Assist the Team Leader in implementing Credit Review and Audit recommendations on time
- Maintain SLA turnaround times for handling and releasing facility limits for business partners
- Contribute to formulating and implementing department SOPs
- Support the Team Leader in completing assigned projects
- Log irregularities, deviations and exceptions in the exception report after obtaining approvals
- Record daily activities in the department log
- Safeguard the custody of all credit and security documentation for the assigned segment
- Compile documentation checklists for all clients in the assigned segment
- Process security release requests once approvals are in place and facilities are settled
- Act as backup Custodian for the security chubb keys
- Report customer exposure details to the Central Bank
- Escalate overdue exceptions to business and Risk Managers monthly
Experience & skills
- Bring 7 to 10 years of banking experience
- Demonstrate 3+ years of experience in credit documentation and operations
- Understand the Bank's policies and product range thoroughly
- Possess a thorough understanding of Islamic Credit Products
- Interpret facility, security and legal documentation accurately
- Apply sound analytical ability and good technical and PC skills
- Communicate effectively in English, with Arabic preferred
- Work independently with minimal supervision