
Sharjah Islamic Bank
Team Leader – Personal Finance
- Permanent
- Dubai, United Arab Emirates
- Experience 2 - 5 yrs
Job expiry date: 30/03/2026
Job overview
Date posted
13/02/2026
Location
Dubai, United Arab Emirates
Salary
Undisclosed
Compensation
Salary only
Experience
2 - 5 yrs
Seniority
Senior & Lead
Qualification
Bachelors degree
Expiration date
30/03/2026
Job description
Responsible for leading and managing a direct sales team to achieve budgeted volumes for personal finance, credit cards, and auto finance products within the retail banking division. The Team Leader ensures alignment with the bank’s sales strategy and compliance with regulatory and consumer protection standards, including the SIB Conduct Risk Framework. This role entails coaching and mentoring the sales team to refresh their product, policy, and sales skills regularly, monitoring individual and team performance, and providing actionable feedback. The position includes acquiring and analyzing market and customer data to identify opportunities, developing strategies to deepen customer relationships, and maximizing revenue generation through new accounts, cross-selling, and upselling. The Team Leader coordinates with other banking functions such as RCD, RCAD, and Cards Operations to ensure operational alignment and seamless product delivery. Additionally, the role emphasizes minimizing potential income loss by verifying documentation, ensuring adherence to local laws, regulatory guidelines, and internal standards, and protecting customer data. The role requires fostering a collaborative team environment that leverages the skills and energy of the sales team to achieve high levels of performance, driving customer satisfaction, and sustaining long-term growth in lending portfolios. The Team Leader must continuously monitor market trends, competition, and performance metrics to inform management decisions and refine sales strategies.
Required skills
Key responsibilities
- Lead, supervise, and mentor the direct sales team to achieve personal finance, credit card, and auto finance sales targets and budgeted volumes
- Coach team members periodically to refresh their sales, policy, and product knowledge and enhance performance
- Monitor individual and team performance, provide feedback, and recommend improvements to management
- Acquire and analyze market and competitor data to identify opportunities and inform sales strategies
- Maximize personal finance, credit card, and auto finance sales through retail, corporate, and cross-sell channels
- Ensure adherence to internal standards, local laws, regulatory requirements, and consumer protection guidelines
- Coordinate with RCD, RCAD, and Cards Operations to streamline processes and support cross-selling initiatives
- Verify original documents, identify fraudulent activities, and ensure proper documentation practices are followed
- Deepen customer relationships by delivering excellent service, accurate product information, and timely resolution of inquiries and complaints
- Maintain and grow lending portfolio business through effective management of sales operations and customer engagement
- Foster team spirit, collaboration, and motivation to optimize exploitation of business opportunities
- Continuously monitor customer feedback, market trends, and sales metrics to recommend enhancements and improvements in sales performance
Experience & skills
- Bachelor's degree in Business Administration, Marketing, Banking, or Commerce
- Minimum 4 years of experience in banking with exposure to retail sales, personal finance, credit cards, and auto finance
- Proven experience in managing and leading sales teams
- Strong skills in retail banking operations, marketing, credit assessment, and cross-functional coordination
- Time management and organizational skills to ensure effective customer engagement and operational efficiency
- Ability to coach and develop team members for improved sales and customer service performance
- Knowledge of consumer protection regulations, SIB Conduct Risk Framework, and banking compliance standards
- Strong customer service orientation with experience handling complaints, inquiries, and feedback effectively
- Analytical skills to monitor market trends, competitor activity, and performance metrics for informed decision-making
- Creative problem-solving skills and ability to work in a highly competitive banking environment