Job description

Tap Payments connects businesses across MENA with simple, unified payment experiences, and this Head of Risk Management role protects that growth by owning enterprise risk across the business. Sitting within Governance, Risk and Compliance, the Risk Team covers fraud prevention, transaction monitoring, merchant risk, credit risk, operational resilience and regulatory compliance for Tap, its merchants and their customers. You'll develop and maintain risk management policies and procedures that hold up against regulatory requirements and industry best practices, then lead risk identification and assessment across every department, product and third party. Risk Appetite statements, Risk Tolerances and key risk and control indicators all get built and kept current, with a risk register maintained across departments to track risk profiles and targets. When incidents happen, root cause investigation and mitigation planning follow, alongside ongoing analysis of operational risk losses to spot trends before they repeat. Strong relationships with stakeholders and business partners support all of this, and so does building risk management capability across the organization through training, facilitation and knowledge sharing. The first and second lines of defense get advice, tools, training and independent challenge from this role, backed by systems that define, monitor and analyze risk profiles and control effectiveness. Business impact analysis, stress testing, data analysis and fraud model building round out the technical side, feeding into risk reports presented to Senior Management and board level committees.