Key responsibilities

• Assist the Manager Model Monitoring with ongoing monitoring of in-house and external retail and wholesale credit risk scorecards and models
• Monitor credit risk models across Emirates NBD Bank, Emirates Islamic, Emirates Money, Emirates NBD Egypt and Emirates NBD KSA
• Apply the accepted monitoring methodology, metrics, benchmarks and guidelines to each scorecard and model
• Follow the annual model monitoring schedule and meet timelines for data, model specifics and results
• Conduct periodic monitoring of IFRS 9, Basel II and other risk models
• Compile and validate model performance data to detect deviations early
• Escalate significant anomalies or emerging risks to the manager
• Document findings in line with internal audit and regulatory requirements
• Coordinate with internal clients on SAS codes, database creation, scoring, good/bad tagging and model development specifics
• Extract, cleanse and organise model input and output data from risk systems
• Verify data lineage and maintain audit trails for all transformations and calculations
• Collaborate with IT and data management teams to resolve data quality issues
• Support regulatory submissions with validated model performance data
• Prepare concise monitoring reports that turn technical results into business insights
• Respond to business user queries on monitoring outputs and methodologies