First Abu Dhabi Bank
AVP & Lead - Credit Management
- Permanent
- Abu Dhabi, United Arab Emirates
- Experience 5 - 10 yrs
- Urgent
Job expiry date: 08/10/2025
Job overview
Date posted
24/08/2025
Location
Abu Dhabi, United Arab Emirates
Salary
Undisclosed
Compensation
Comprehensive package
Experience
5 - 10 yrs
Seniority
Director
Qualification
Bachelors degree
Expiration date
08/10/2025
Job description
The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for a portfolio of CIB Corporate clients. The role also entails compliance with all credit policies and guidelines. The position ensures timely credit processing, account monitoring, compliance with SLAs, and risk management to support the credit function of the bank while working closely with relationship managers and business units.
Required skills
credit analysis
credit risk management
credit application preparation
financial due diligence
client portfolio management
SLAs monitoring
risk classification
account monitoring
early warning indicators
portfolio reporting
financial statement review
relationship management
corporate banking
credit policies compliance
data accuracy reporting
Key responsibilities
- Ensure timely preparation and submission of Credit Applications and conduct necessary client visits and due diligence in coordination with the coverage team.
- Coordinate with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
- Ensure credit processing & approval turnaround times as per agreed SLAs with CIB.
- Monitor accounts regularly and follow up with Business units on terms and conditions to ensure compliance with the approval conditions.
- Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
- Maintain credit processing & approval turnaround times as per agreed SLAs with CIB.
- Review exception and portfolio reports as applicable and keep abreast of the clients’ account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings / classification.
- Ensure accuracy of data being presented to various stakeholders including senior management.
Experience & skills
- Must have Bachelor’s degree.
- Chartered Accountant or Master’s in Business Administration (MBA) preferred.
- 5 years’ relevant experience in the banking sector with at least 3 years in similar positions of progressively increasing responsibilities in the Credit function.
